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Getting Out of Debt & Developing Smart Credit Habits

Audience: Recommended for those who want to take better control of their finances
Length: 2 hours
Materials: Each participant will receive a 40-plus page workbook which reviews each subject covered and provides listings of additional resources available

 

Course Description:

Participants who attend this course will gain valuable knowledge and skills needed to build and maintain a good credit record.

Course Objectives:

  • Learn how to whittle down credit card and other debt quickly.
  • Utilize a spending chart to forecast and track expenditures monthly.
  • Discover how to stop receiving junk mail from creditors.
  • Review current credit reporting laws.
  • Learn how to successfully communicate and negotiate with creditors.
  • Request and "clean up" credit reports.
  • Assess the meaning of credit scores and how they are compiled.
  • Identify important credit card terms used in disclosure statements and credit card agreements.
  • Examine how credit card interest is computed using three common billing methods.
  • Develop wise credit habits.
  • Set up a financial restructuring plan.
  • Learn how to build a rainy day fund.
  • Employ nine simple steps to protect against identity theft.
  • Implement steps toward financial freedom and more!

 

 

 

Register Now!