
Public Sector
Financial Education for the People Who Serve the Public
Since 1989, Financial Knowledge has delivered conflict-free financial education to employers of every size. Today we partner with public employers and retirement systems to help employees, retirees and their families make confident decisions about pensions, supplemental savings, debt and everyday money, with live instruction from CFP® professionals and no sales pitches.
Featured Partner
Employees Retirement System of Texas
The Employees Retirement System of Texas sponsors a financial education webinar series presented by Financial Knowledge and open to all Texas state employees. Sessions cover setting financial goals, getting out of debt and improving credit, investing basics, smart spending, budgeting and coping with financial stress, each with a companion workbook.
“Thank you! Well done - good and helpful information, presentation, and engagement.”
Hear our instructor CFP® professional Akeiva Ellis talk about the series on the ERS Money Talks podcast.
Listen to the episodeConference Presentation
National Pension Education Association 2026 Annual Conference
At the 2026 Annual Conference of the National Pension Education Association (NPEA), CFP® professional Jeff Stein presented “Social Security, Medicare, and the Pension Picture,” a session on how Social Security and Medicare fit into retirement planning for pension members, including common points of confusion.
View the session on NPEA's siteWhat Public Employees Say
“This was eye opening and I have not even considered long term health care during retirement.”
“Absolutely excellent class! Thank you!”
Who We Serve
- State agencies and public retirement systems
- Cities, counties and special districts
- K-12 school districts
- Colleges and universities
- Public employee unions and associations
Topics Public Employees Ask For
Every course can be tailored to your plans, benefits and workforce.
Pensions and retirement readiness
How a defined benefit pension works, when to retire, and how pension income fits with Social Security and savings.
457(b), 403(b) and 401(k) plans
Getting the most from supplemental retirement plans, contribution choices, and investing basics.
Getting out of debt and improving credit
Practical steps for paying down debt, building credit and avoiding costly mistakes.
Budgeting and smart spending
Budgets that work on a public-sector salary, including planning for the holidays and big purchases.
Using the benefits you already have
Courses tailored to your plan documents, so employees understand and use the benefits you offer.
Coping with financial stress
Tools for the money worries that follow people to work, presented with care and without judgment.
Why Public Employers Choose Us
Conflict-free by design
We don’t sell financial products or make sales pitches. Our only job is education your employees can trust.
Accredited and certified
Financial Knowledge is accredited by IACET (the International Accreditors for Continuing Education and Training) and certified as a Women-Owned Small Business by WBENC.
Taught by CFP® professionals
Every instructor is a CERTIFIED FINANCIAL PLANNER® professional who explains money in plain language and answers questions live.
Built for large, spread-out workforces
Live webinars reach every office and shift, recordings serve those who can't attend, and onsite classes are available where it matters.
Room for families
Programs can be opened to spouses and family members, so the people who make money decisions together can learn together.
Ways to Deliver
- Live webinars and onsite classes: interactive sessions led by CFP® professionals, with time for questions.
- Recorded courses: the same content on demand, for employees on every shift.
- One-on-one coaching: individual sessions, virtually or onsite.
Let's Talk About Your Workforce
Tell us about your employees and benefits, and we'll propose a program, from a single webinar to a year-long series. Ask about a complimentary pilot session.
Contact UsSince 1989 Financial Knowledge Network, LLC has been providing conflict-free, accredited financial education in the workplace

Your Monthly Roadmap for Year-Round Success
Enhance your team's financial wellness with our expertly curated Financial Knowledge Planner. Leveraging over 35 years of experience, this invaluable resource offers a month-by-month guide to financial education that resonates with employees and delivers real results.
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